But countries such as Turkey, Poland, the USA, Italy, Spain and Romania are all predicted to have higher levels of mobile payment app take-up in the next 12 months, according to the ING International Survey on Mobile Banking.
Of the 15 countries surveyed Turkey was found to have the highest proportion of people with a mobile device intending to use mobile payments in the next 12 months, at 78 per cent.
While only 46 per cent of people in the UK who own a mobile device intend to use a mobile payment app in the next 12 months, 30 per cent already use mobile payments – a figure which was higher than the levels found in France, Germany and Australia.
Across the European countries surveyed, 33 per cent of people have already used a mobile payment app and this is expected to increase to 51 per cent in the next 12 months.
ING senior economist Ian Bright said: “The global market for mobile payments is reported to be growing...