Blencathra:
I too have never been a member of a scheme, most of my work is commercial / industrial, no one apart from an letting agent has asked for proof of insurance, once I was knocked back for a PIR on factory by the insurer who wanted NIC but after faxing my certs 2391 etc they relented, as for PLI I have a tradesman policy from AXA, from memory less than £100 including a small life insurance, my agent has told me many times the PI insurance for a tradesman is a waste of money
Blencathra:
I too have never been a member of a scheme, most of my work is commercial / industrial, no one apart from an letting agent has asked for proof of insurance, once I was knocked back for a PIR on factory by the insurer who wanted NIC but after faxing my certs 2391 etc they relented, as for PLI I have a tradesman policy from AXA, from memory less than £100 including a small life insurance, my agent has told me many times the PI insurance for a tradesman is a waste of money
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