Do you think the following installation would require a 3 phase supply upgrade? Here are the calculations based on the on site guide maximum demand table:

6A lights down – 66% = 4A.
6A lights up – 66% = 4A.
6A smokes – N/A.
20A sockets down – 40% of others = 8A.
20A sockets up – 40% of others = 8A.
32A sockets kitchen – 100% of largest = 32A.
32A oven and hob – 10A + 30% remaining (35A – 10A = 25A * 0.3 = 7.5A + 10A) = 17.5A.
45A water heater 1 (10.1kW) – 100% of largest = 44A.
25A water heater 2 (5.4kW) – 100% of second largest = 24A.
32A garage – 1 rad (9A), sockets (40% of others = 8A), lights (66% = 4A) = 21A.
25A or 61A heating – no diversity allowed = 25A or 61A.

Total = 188A or 224A (depending on electric radiator choice).

If the table was used seriously for every installation then nearly every house would be over the 100A standard, don't you think? But this is an all electric system so is particularly demanding of energy.

Thanks!